Howard Lake ZIP Code List — Wright County, MN

There are 2 unique ZIP codes in Howard Lake, Minnesota. Area code: 320.

ZIP codes

62.29

sq mi land

3.85

sq mi water

320

area code

Howard Lake, MN ZIP code map

About Howard Lake, MN

Howard Lake, located in Wright County, Minnesota, is a charming small town known for its community-centric environment. With its rich agricultural history and beautiful natural surroundings, it offers residents a peaceful lifestyle. The town is a welcoming place for families and individuals alike, with a range of recreational opportunities and local events.

Location & geography

Howard Lake is situated approximately 40 miles west of Minneapolis and is bordered by several other communities. Nearby towns include Waverly to the north at a distance of about 5 miles, Buffalo to the east approximately 9 miles away, and Cokato to the south around 10 miles. The city spans a land area of 62.29 square miles, with an additional 3.85 square miles of water, including the picturesque Howard Lake itself, providing ample opportunities for waterside activities.

Community & economy

The character of Howard Lake is largely defined by its tight-knit community and small-town charm. The local economy is supported by various industries, including agriculture and retail, which contribute to its vibrant atmosphere. Daily life in Howard Lake is enriched by numerous parks, recreational facilities, and community events that foster a strong sense of belonging among residents.

Transportation

Howard Lake is accessible via major highways, including Minnesota State Highway 12, which provides convenient connections to nearby towns and the Twin Cities metropolitan area. The nearest airport is the Buffalo Municipal Airport, located about 10 miles east, offering general aviation services. Public transportation options are limited, but local services can provide community transport for residents.

History

Founded in the 1850s, Howard Lake has roots in agriculture and early pioneer settlement, which laid the foundation for its development. Key industries over the years have included farming and small businesses that cater to the local population's needs. The city has celebrated numerous local events, including the Howard Lake Watercade, which showcases its community spirit and historical significance.

Did you know?

One surprising fact about Howard Lake is its scenic namesake lake, which plays a central role in local recreation and events. Additionally, the city has a rich agricultural heritage that is evident in its community and local economy.

ZIP codes for Howard Lake, MN (2)

ZIP code	City	County	Map
55349	Howard Lake	Wright	View map
55575	Howard Lake	Hennepin	View map

Demographics & statistics

3,536

Population

46.0

Median age

$93,063

Median household income

$42,232

Per capita income

$258,800

Median home value

$927

Median monthly rent

80.7%

Home ownership

7.7%

Poverty rate

2.2%

Unemployment

1,389

Housing units

18.8%

Bachelor's or higher

Age distribution

Male Female

113

Under 5

114

103

5–9

103

101

10–14

101

15–19

20–24

173

25–34

174

227

35–44

228

305

45–54

307

129

55–59

129

108

60–64

109

173

65–74

175

122

75–84

123

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	725	20.5%
18 and over	2,811	79.5%
65 and over	701	19.8%
Median age	46.0 years

Race & ethnicity

White 92.4%

Hispanic or Latino 2.7%

Two or more races 2.3%

Other race 1.9%

Black or African American 0.3%

Asian 0.2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	3,359	92.4%
Hispanic or Latino	98	2.7%
Two or more races	85	2.3%
Other race	69	1.9%
Black or African American	11	0.3%
Asian	6	0.2%
American Indian / Alaska Native	6	0.2%

Household income

Under $10k 2.6%

$10k–$15k 1.3%

$15k–$25k 5.4%

$25k–$35k 6.7%

$35k–$50k 8.8%

$50k–$75k 15.2%

$75k–$100k 13.7%

$100k–$150k 27.3%

$150k–$200k 11.4%

$200k+ 7.6%

Range	% of households
Under $10k	2.6%
$10k–$15k	1.3%
$15k–$25k	5.4%
$25k–$35k	6.7%
$35k–$50k	8.8%
$50k–$75k	15.2%
$75k–$100k	13.7%
$100k–$150k	27.3%
$150k–$200k	11.4%
$200k+	7.6%
Median income	$93,063

Housing

Home values

Under $50k 2.3%

$50k–$100k 0.6%

$100k–$150k 8.0%

$150k–$200k 15.0%

$200k–$300k 34.3%

$300k–$500k 26.0%

$500k–$1M 13.4%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$258,800
Median rent / month	$927
Owner occupied	80.7%
Renter occupied	19.3%
Vacant	11.8%
Single-family detached	82.0%
Large apartment buildings	6.1%
Mobile homes	2.1%
Median rooms	6.1
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.6%
2010–2019	4.0%
2000–2009	14.6%
1990–1999	21.7%
1980–1989	9.1%
1970–1979	17.9%
1960–1969	11.3%
1950–1959	5.7%
1940–1949	2.1%
1939 or earlier	13.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	8.2%
2 bedrooms	21.6%
3 bedrooms	42.6%
4 bedrooms	21.3%
5+ bedrooms	5.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	19.3%
2 vehicles	40.5%
3 or more	36.4%

Heating fuel

Fuel type	%
Utility gas	46.9%
Electricity	17.9%
Propane / LP gas	26.1%
Fuel oil	3.5%
Wood	3.7%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	905	61.3%
Cohabiting couple	101	6.8%
Male householder, no spouse	197	13.3%
Female householder, no spouse	274	18.6%
Households with children under 18	378	25.6%
Households with seniors (65+)	448	30.3%
Average household size	2.35

Marital status

Status	Male	Female
Never married	25.6%	17.6%
Married	63.6%	63.7%
Separated	0.3%	1.6%
Widowed	3.2%	10.8%
Divorced	7.2%	6.3%

Education

Less than 9th grade 0.5%

Some HS, no diploma 4.3%

HS graduate 40.8%

Some college, no degree 19.4%

Associate's degree 16.3%

Bachelor's degree 14.4%

Graduate / professional 4.4%

Metric	%
HS diploma or higher	95.3%
Bachelor's or higher	18.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	44	6.8%
Kindergarten	43	6.6%
Elementary school	306	47.1%
High school	140	21.5%
College / grad school	117	18.0%

Employment

Industry of employment

Education & healthcare 21.6%

Manufacturing 20.3%

Construction 14.0%

Finance & real estate 9.4%

Professional & management 7.7%

Retail trade 5.3%

Arts, food & hospitality 4.1%

Agriculture & mining 4.0%

Transportation & utilities 3.7%

Other services 3.1%

Public administration 2.8%

Wholesale trade 2.5%

Information 1.4%

Occupation

Category	%
Management, business & arts	30.6%
Service	12.2%
Sales & office	23.0%
Natural resources & construction	16.1%
Production & transportation	18.1%

Employment type

Type	%
Private sector	84.6%
Government	11.0%
Self-employed	4.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.0%
Carpool	5.9%
Public transit	0.0%
Walk	1.2%
Other means	0.8%
Avg commute (minutes)	29.5

Poverty

All people 7.7%

Under 18 years 11.7%

18 and over 6.7%

Married-couple families 1.4%

Female-led households 31.5%

Income support

Source	% of households
Social Security	33.9%
Retirement income	28.8%
Supplemental Security	4.0%
Cash public assistance	2.0%
Food stamps / SNAP	4.7%

Health indicators

Condition	%
High blood pressure	28.0%
High cholesterol	30.8%
Heart disease	5.8%
Stroke	2.7%
Asthma	8.6%
Arthritis	22.1%
Kidney disease	2.5%
Pulmonary disease	5.1%
Cancer	6.9%

Behavior / access	%
Binge drinking	21.8%
No physical activity	18.6%
Less than 7 hrs sleep	27.2%
Fair or poor health	10.5%
Poor mental health	13.2%
Poor physical health	8.8%
No health insurance	10.4%
Visited doctor (checkup)	69.3%
Visited dentist	68.2%
Cholesterol screening	89.6%
Teeth loss	11.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	309	11.0%

Disability	%
Any disability	13.1%
Under 18	2.8%
18–64 years	9.7%
65 and over	34.6%

Health insurance coverage

Type	%
Private insurance	78.4%
Public insurance	36.2%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,309	93.6%
Spanish	4	0.1%
Other Indo-European	4	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,468	98.1%
Born in same state	3,455	97.7%
Born in different state	3,013	85.2%
Foreign born	13	0.4%
Naturalized citizen	68	1.9%
Not a US citizen	53	77.9%

Ancestry

Ancestry	Count	%
Arab	318	9%
Italian	301	8.5%
Polish	254	7.2%
French	166	4.7%
English	47	1.3%

Ancestry	Count	%
German	19	0.5%
Irish	18	0.5%
Dutch	18	0.5%
Norwegian	3	0.1%

Technology access

Metric	% of households
Computer access	41.8%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Howard Lake, MN?

Howard Lake, MN has one ZIP code: 55349.

What is the main ZIP code for Howard Lake, MN?

The primary ZIP code for Howard Lake, MN is 55349. The city uses area code 320 for phone service.

What county is Howard Lake, MN in?

Howard Lake is located in Wright County, Minnesota.

How many ZIP codes are in Howard Lake, MN?

Howard Lake, MN has 1 ZIP code.

What is the ZIP code for downtown Howard Lake and the surrounding business district?

Downtown Howard Lake and the surrounding business district are located in ZIP code 55349, which serves as the primary commercial center for the city.

What ZIP code covers the residential neighborhoods in Howard Lake near the city parks and recreational areas?

The residential neighborhoods in Howard Lake, including those near the city's parks and recreational facilities, are all located within ZIP code 55349, which encompasses the entire city.